The Verdict
Living in Montreal is 33% cheaper than San Francisco.
If you move from Montreal to San Francisco, you will pay more for housing and more for daily groceries. To maintain the same standard of life as a $75,000 salary in Montreal, you would need to earn about $109,375 in San Francisco.
of 6 categories
categories
of 6 categories
Category Breakdown
Compare costs across 6 key categories
City Profiles
What makes each city unique
Why people love Montreal:
Why people love San Francisco:
Real Monthly Costs
Estimated costs based on NYC baseline prices
| Expense | Montreal | San Francisco | Savings |
|---|---|---|---|
| 1-bed apartment (city center) | $2,275 | $3,850 | +$1,575 |
| Monthly groceries | $369 | $459 | +$90 |
| Dining out (10 meals) | $252 | $368 | +$116 |
| Public transport pass | $101 | $124 | +$23 |
| Utilities (electric, heating, water) | $150 | $196 | +$46 |
| Total Monthly | $3,147 | $4,996 | +$1,849 |
* Estimates based on NYC = 100 index. Actual costs vary by lifestyle and location within city.
Who Should Choose Which City?
Recommendations based on your priorities
- Want lower overall living costs (33% cheaper)
- Are looking for more affordable housing
- Prioritize safety (score: 68/100)
- Want higher earning potential ($7,000/mo avg)
- Have children (lower childcare costs)
- Work in tech or startups
Quality of Life & Safety
Beyond just costs - what matters for daily life
Quality of Life Score
Safety Score
Salary Equivalence
How much you'd need in San Francisco to match a Montreal salary
| Salary in Montreal | Equivalent in San Francisco | Difference |
|---|---|---|
| $50,000 | $72,917 | $22,917 more |
| $75,000 | $109,375 | $34,375 more |
| $100,000 | $145,833 | $45,833 more |
| $125,000 | $182,292 | $57,292 more |
| $150,000 | $218,750 | $68,750 more |
| $200,000 | $291,667 | $91,667 more |
Montreal vs San Francisco: Summary
The overall cost of living differs by 33%. Montreal is the more affordable option.
Rent: Montreal has a rent index of 65, while San Francisco has 110.
Average Salaries: Montreal: $2,242/month vs San Francisco: $7,000/month (both in USD).
Out of 6 categories, Montreal wins 6, while San Francisco wins 0.
Compare more cities or calculate your US take-home pay.