US Salary Calculator
Calculate your take-home pay instantly. See exactly how much you'll earn after Federal Tax, State Tax, Social Security, Medicare, and 401(k) contributions.
Your Income
Enter your salary details for 2025
✓ No state income tax
Pre-tax contribution (max $23,500 in 2025)
Pre-tax health savings (max $4,300 self / $8,550 family)
Take Home Pay
$0.00/year
- Gross Income$0.00
- Taxable Income$0.00
- Federal Tax-$0.00
- State Tax (TX)-$0.00
- Social Security-$0.00
- Medicare-$0.00
- Total Deductions-$0.00
0.0%
Effective Rate
10%
Marginal Rate
Federal Income Tax Brackets 2025
Single filer tax rates. See all filing statuses
Frequently Asked Questions
How is US federal income tax calculated in 2025?
US federal income tax uses a progressive bracket system. For single filers in 2025: 10% on the first $11,925, 12% from $11,925 to $48,475, 22% from $48,475 to $103,350, and higher rates for income above that. The standard deduction is $15,000 for single filers.
What are Social Security and Medicare taxes?
Social Security tax is 6.2% on income up to $176,100 (the wage base limit). Medicare tax is 1.45% on all income, with an additional 0.9% on income over $200,000 for single filers. These are known as FICA taxes.
How does 401(k) contribution affect my take-home pay?
Traditional 401(k) contributions are made pre-tax, reducing your taxable income and current tax bill. In 2025, you can contribute up to $23,500 ($31,000 if 50+). A $10,000 contribution in the 22% bracket saves approximately $2,200 in federal taxes.
Which states have no income tax?
Nine states have no state income tax: Alaska, Florida, Nevada, New Hampshire (dividends/interest only), South Dakota, Tennessee, Texas, Washington, and Wyoming. Living in these states means you keep more of your paycheck, though they may have higher property or sales taxes.
What is the standard deduction for ${TAX_YEAR}?
For 2025, the standard deduction is $15,000 for single filers, $30,000 for married filing jointly, $15,000 for married filing separately, and $22,500 for head of household. This amount is subtracted from your gross income before calculating taxes.
How is my paycheck different from annual salary?
Your paycheck shows your gross pay minus all deductions for that pay period. Bi-weekly paychecks divide your annual salary by 26, while monthly divides by 12. Deductions include federal tax (withheld based on your W-4), state tax, Social Security, Medicare, and any pre-tax benefits like 401(k) or health insurance.
Have more questions? Check out our guides on tax brackets, FICA taxes, and 401(k) benefits.