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City Comparison

Amsterdam is 7% cheaper

The Verdict

Living in Amsterdam is 7% cheaper than San Francisco.
If you move from Amsterdam to San Francisco, you will pay more for housing and more for daily groceries. To maintain the same standard of life as a $75,000 salary in Amsterdam, you would need to earn about $80,357 in San Francisco.

Amsterdam Wins
5

of 6 categories

Tied
0

categories

San Francisco Wins
1

of 6 categories

Category Breakdown

Compare costs across 6 key categories

Overall Cost
98
Amsterdam
vs
105
San Francisco
Amsterdam is 7 pts cheaper
Rent
105
Amsterdam
vs
110
San Francisco
Amsterdam is 5 pts cheaper
Groceries
88
Amsterdam
vs
102
San Francisco
Amsterdam is 14 pts cheaper
Restaurants
95
Amsterdam
vs
105
San Francisco
Amsterdam is 10 pts cheaper
Transport
92
Amsterdam
vs
95
San Francisco
Amsterdam is 3 pts cheaper
Utilities
110
Amsterdam
vs
98
San Francisco
San Francisco is 12 pts cheaper

City Profiles

What makes each city unique

AmsterdamNetherlands
Amsterdam combines Dutch efficiency with international flair.

Why people love Amsterdam:

Cycling paradiseInternational workforceTech hubCanal lifestyle
Population
872,680
Avg. Salary
$2,924/mo
San FranciscoUnited States
San Francisco is the heart of global tech with the highest salaries in the country.

Why people love San Francisco:

Tech capitalHighest tech salariesStartup cultureInnovation hub
Population
873,965
Avg. Salary
$7,000/mo

Real Monthly Costs

Estimated costs based on NYC baseline prices

ExpenseAmsterdamSan FranciscoSavings
1-bed apartment (city center)$3,675$3,850+$175
Monthly groceries$396$459+$63
Dining out (10 meals)$333$368+$35
Public transport pass$120$124+$4
Utilities (electric, heating, water)$220$196$-24
Total Monthly$4,743$4,996+$253

* Estimates based on NYC = 100 index. Actual costs vary by lifestyle and location within city.

Who Should Choose Which City?

Recommendations based on your priorities

Choose Amsterdam if you...
  • Want lower overall living costs (7% cheaper)
  • Are looking for more affordable housing
  • Prioritize safety (score: 86/100)
  • Have children (lower childcare costs)
  • Work in tech or startups
Choose San Francisco if you...
  • Want higher earning potential ($7,000/mo avg)
  • Work in tech or startups

Quality of Life & Safety

Beyond just costs - what matters for daily life

Amsterdam
83

Quality of Life Score

San Francisco
78

Quality of Life Score

Amsterdam
86

Safety Score

San Francisco
68

Safety Score

Salary Equivalence

How much you'd need in San Francisco to match a Amsterdam salary

Salary in AmsterdamEquivalent in San FranciscoDifference
$50,000$53,571$3,571 more
$75,000$80,357$5,357 more
$100,000$107,143$7,143 more
$125,000$133,929$8,929 more
$150,000$160,714$10,714 more
$200,000$214,286$14,286 more

Amsterdam vs San Francisco: Summary

The overall cost of living differs by 7%. Amsterdam is the more affordable option.

Rent: Amsterdam has a rent index of 105, while San Francisco has 110.

Average Salaries: Amsterdam: $2,924/month vs San Francisco: $7,000/month (both in USD).

Out of 6 categories, Amsterdam wins 5, while San Francisco wins 1.

Compare more cities or calculate your US take-home pay.