Medicare
Medicare is the federal health insurance program for people 65 and older, people under 65 with certain disabilities, and people with End-Stage Renal Disease. It covers hospital care, medical services, and prescription drugs.
Eligibility Criteria
You may be eligible for Medicare if:
- Age 65 or older and U.S. citizen or permanent resident for 5+ years
- Under 65 with a qualifying disability (after 24 months on SSDI)
- Any age with End-Stage Renal Disease or ALS
- Eligible for Social Security or Railroad Retirement benefits
How to Apply
If you receive Social Security benefits, you will be automatically enrolled at 65. Otherwise, enroll during your Initial Enrollment Period at medicare.gov or by calling 1-800-MEDICARE.
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Healthcare Benefits
Part B: $185/month premium
Key Facts About Medicare
- Rates shown are for 2025 and are subject to annual adjustments
- Eligibility may depend on your income, assets, and circumstances
- Payment frequency and amounts vary by program and individual circumstances
Tips for Applying
- 1.Gather all required documents before starting (ID, Social Security numbers, proof of income)
- 2.Keep copies of everything you submit and note reference numbers
- 3.Apply as soon as you think you're eligible - processing takes time
- 4.If denied, you have the right to appeal - many initial denials are overturned
More About Medicare
Medicare is a US federal benefit program designed to provide financial support for healthcare benefits. Medicare is the federal health insurance program for people 65 and older, people under 65 with certain disabilities, and people with End-Stage Renal Disease. It covers hospital care, medical services, and prescription drugs.
The current amount for Medicare is Part B: $185/month premium. Rates are typically reviewed annually and may change based on cost-of-living adjustments.
Who administers Medicare?
Medicare is administered by the Centers for Medicare & Medicaid Services (CMS). You can find more information at medicare.gov or healthcare.gov.
Can I receive Medicare with other benefits?
Whether you can receive Medicare alongside other benefits depends on your circumstances. Some benefits may affect others - for example, receiving certain income may reduce means-tested benefits. Check with the administering agency for specific rules.
Use our salary calculator to understand your overall income, including how benefits might supplement your earnings from employment.
Calculate Your Take-Home Pay
Use our salary calculator to see how benefits fit into your overall income picture.
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