CHIP
CHIP provides low-cost health coverage to children in families that earn too much to qualify for Medicaid but cannot afford private insurance.
Eligibility Criteria
You may be eligible for CHIP if:
- Children under 19
- Family income too high for Medicaid
- Income generally up to 200-300% of federal poverty level (varies by state)
- U.S. citizen or qualifying immigrant
- Does not have access to affordable employer coverage
How to Apply
Apply through your state CHIP or Medicaid agency, or through HealthCare.gov marketplace. Call 1-877-KIDS-NOW (1-877-543-7669).
Apply NowQuick Info
Healthcare Benefits
Free or low-cost
Key Facts About CHIP
- Rates shown are for 2025 and are subject to annual adjustments
- Eligibility may depend on your income, assets, and circumstances
- Payment frequency and amounts vary by program and individual circumstances
Tips for Applying
- 1.Gather all required documents before starting (ID, Social Security numbers, proof of income)
- 2.Keep copies of everything you submit and note reference numbers
- 3.Apply as soon as you think you're eligible - processing takes time
- 4.If denied, you have the right to appeal - many initial denials are overturned
More About CHIP
CHIP is a US federal benefit program designed to provide financial support for healthcare benefits. CHIP provides low-cost health coverage to children in families that earn too much to qualify for Medicaid but cannot afford private insurance.
The current amount for CHIP is Free or low-cost. Rates are typically reviewed annually and may change based on cost-of-living adjustments.
Who administers CHIP?
CHIP is administered by the Centers for Medicare & Medicaid Services (CMS). You can find more information at medicare.gov or healthcare.gov.
Can I receive CHIP with other benefits?
Whether you can receive CHIP alongside other benefits depends on your circumstances. Some benefits may affect others - for example, receiving certain income may reduce means-tested benefits. Check with the administering agency for specific rules.
Use our salary calculator to understand your overall income, including how benefits might supplement your earnings from employment.
Calculate Your Take-Home Pay
Use our salary calculator to see how benefits fit into your overall income picture.
Salary Calculator