$31,000 Salary - US Take Home Pay
If you earn $31,000 per year in the US, you will take home approximately $26,947 after federal tax and FICA. That's $2,245.58 per month.
(Calculated for single filer in a state with no income tax)
Customize Your Calculation
Your Income
Enter your salary details for 2025
✓ No state income tax
Pre-tax contribution (max $23,500 in 2025)
Pre-tax health savings (max $4,300 self / $8,550 family)
Take Home Pay
$26,947.00/year
86.9% of gross income
- Gross Income$31,000.00
- Taxable Income$16,000.00
- Federal Tax-$1,681.50
- State Tax (TX)-$0.00
- Social Security-$1,922.00
- Medicare-$449.50
- Total Deductions-$4,053.00
13.1%
Effective Rate
12%
Marginal Rate
$31,000 Salary Insights
Compare your salary and understand your tax breakdown
$31,000 vs US Wages
Below US median
-48%
vs US Median
$28,540
Below Median
Where Your $31,000 Goes
Annual breakdown of your salary
401(k) Tax Benefits on $31,000
See how 401(k) contributions reduce your tax bill
Increase your 401(k) contribution to see potential tax savings. Max contribution for 2025 is $23,500.
$31,000 Salary Breakdown
| Description | Yearly | Monthly |
|---|---|---|
| Gross Salary | $31,000.00 | $2,583.33 |
| Standard Deduction | $15,000.00 | $1,250.00 |
| Taxable Income | $16,000.00 | $1,333.33 |
| Federal Tax | -$1,681.50 | -$140.13 |
| Social Security | -$1,922.00 | -$160.17 |
| Medicare | -$449.50 | -$37.46 |
| Total Deductions | -$4,053.00 | -$337.75 |
| Take Home Pay | $26,947.00 | $2,245.58 |
Understanding Your $31,000 Salary
A $31,000 salary in the US for the 2025 tax year will result in a take-home pay of approximately $26,947.00 per year, or $2,245.58 per month (assuming single filer in a state with no income tax). This calculation includes Federal Income Tax and FICA taxes (Social Security and Medicare).
Your effective tax rate is 13.1%, meaning for every $1 you earn, you keep approximately $0.87. Your marginal tax rate (the rate on your next $1 earned) is 12%.
This calculation assumes single filing status and uses the standard deduction of $15,000. State taxes vary significantly - use the calculator above to see results for your specific state.