$48,000 Salary After Tax
Calculate your take-home pay on a $48,000 salary including Federal Tax, FICA, and state taxes.
Single filer, no state income tax (Texas)
Full Tax Breakdown
Income
Deductions
Take Home by Period
| Period | Gross | Federal | FICA | Take Home |
|---|---|---|---|---|
| Yearly | $48,000 | $3,722 | $3,672 | $40,607 |
| Monthly | $4,000.00 | $310.13 | $306.00 | $3,383.88 |
| Weekly | $923.08 | $71.57 | $70.62 | $780.89 |
| Daily | $184.62 | $14.31 | $14.12 | $156.18 |
Different Scenarios
With 6% 401(k)
Traditional 401(k) contribution
Married Filing Jointly
Larger standard deduction
In California
With state income tax
Customize Your Calculation
Your Income
Enter your salary details for 2025
✓ No state income tax
Pre-tax contribution (max $23,500 in 2025)
Pre-tax health savings (max $4,300 self / $8,550 family)
Take Home Pay
$40,606.50/year
84.6% of gross income
- Gross Income$48,000.00
- Taxable Income$33,000.00
- Federal Tax-$3,721.50
- State Tax (TX)-$0.00
- Social Security-$2,976.00
- Medicare-$696.00
- Total Deductions-$7,393.50
15.4%
Effective Rate
12%
Marginal Rate
$48,000 Salary Insights
Compare your salary and understand your tax breakdown
$48,000 vs US Wages
Below US median
-19%
vs US Median
$11,540
Below Median
Where Your $48,000 Goes
Annual breakdown of your salary
401(k) Tax Benefits on $48,000
See how 401(k) contributions reduce your tax bill
Increase your 401(k) contribution to see potential tax savings. Max contribution for 2025 is $23,500.
Frequently Asked Questions
What is $48,000 after tax in the US?
On a $48,000 salary in the US (2025), your take-home pay after tax is $40,607 per year, or $3,384 per month. You pay $3,722 in federal tax and $3,672 in FICA taxes.
How much federal tax do I pay on $48,000?
On a $48,000 salary, you pay $3,722 in federal income tax (15.4% effective rate). Your marginal federal tax rate is 12%.
What federal tax bracket is $48,000 in?
A $48,000 salary puts you in the 12% federal tax bracket. Your taxable income of $33,000 is taxed progressively across the brackets.