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City Comparison

San Francisco is 23% more expensive

The Verdict

Living in San Francisco is 23% more expensive than Seattle.
If you move from San Francisco to Seattle, you will pay less for housing and less for daily groceries. To maintain the same standard of life as a $75,000 salary in San Francisco, you would need to earn about $58,571 in Seattle.

San Francisco Wins
0

of 6 categories

Tied
0

categories

Seattle Wins
6

of 6 categories

Category Breakdown

Compare costs across 6 key categories

Overall Cost
105
San Francisco
vs
82
Seattle
Seattle is 23 pts cheaper
Rent
110
San Francisco
vs
78
Seattle
Seattle is 32 pts cheaper
Groceries
102
San Francisco
vs
95
Seattle
Seattle is 7 pts cheaper
Restaurants
105
San Francisco
vs
92
Seattle
Seattle is 13 pts cheaper
Transport
95
San Francisco
vs
88
Seattle
Seattle is 7 pts cheaper
Utilities
98
San Francisco
vs
85
Seattle
Seattle is 13 pts cheaper

City Profiles

What makes each city unique

San FranciscoUnited States
San Francisco is the heart of global tech with the highest salaries in the country.

Why people love San Francisco:

Tech capitalHighest tech salariesStartup cultureInnovation hub
Population
873,965
Avg. Salary
$7,000/mo
SeattleUnited States
Seattle offers high tech salaries with no state income tax in the Pacific Northwest.

Why people love Seattle:

No state income taxAmazon/Microsoft HQCoffee cultureOutdoor access
Population
737,015
Avg. Salary
$5,800/mo

Real Monthly Costs

Estimated costs based on NYC baseline prices

ExpenseSan FranciscoSeattleSavings
1-bed apartment (city center)$3,850$2,730$-1,120
Monthly groceries$459$428$-31
Dining out (10 meals)$368$322$-46
Public transport pass$124$114$-10
Utilities (electric, heating, water)$196$170$-26
Total Monthly$4,996$3,764$-1,232

* Estimates based on NYC = 100 index. Actual costs vary by lifestyle and location within city.

Who Should Choose Which City?

Recommendations based on your priorities

Choose San Francisco if you...
  • Want higher earning potential ($7,000/mo avg)
  • Work in tech or startups
Choose Seattle if you...
  • Want lower overall living costs (23% cheaper)
  • Are looking for more affordable housing
  • Prioritize safety (score: 70/100)
  • Have children (lower childcare costs)

Quality of Life & Safety

Beyond just costs - what matters for daily life

San Francisco
78

Quality of Life Score

Seattle
79

Quality of Life Score

San Francisco
68

Safety Score

Seattle
70

Safety Score

Salary Equivalence

How much you'd need in Seattle to match a San Francisco salary

Salary in San FranciscoEquivalent in SeattleDifference
$50,000$39,048$10,952 less
$75,000$58,571$16,429 less
$100,000$78,095$21,905 less
$125,000$97,619$27,381 less
$150,000$117,143$32,857 less
$200,000$156,190$43,810 less

San Francisco vs Seattle: Summary

The overall cost of living differs by 23%. Seattle is the more affordable option.

Rent: San Francisco has a rent index of 110, while Seattle has 78.

Average Salaries: San Francisco: $7,000/month vs Seattle: $5,800/month (both in USD).

Out of 6 categories, San Francisco wins 0, while Seattle wins 6.

Compare more cities or calculate your US take-home pay.