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2025 Tax Year

Salary Comparison Calculator

Compare two or more US salaries side by side. See the exact difference in take-home pay after federal tax, state tax, and FICA.

Compare Salaries

Enter multiple salaries to compare take-home pay for 2025

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Comparison Results

Metric$60,000$80,000Difference
Gross Salary$60,000$80,000$20,000
Federal Tax$5,162$9,214$4,053
State Tax$0$0$0
FICA (SS + Medicare)$4,590$6,120$1,530
Take-Home Pay (Yearly)
$50,249
$64,666
$14,418
Take-Home (Monthly)$4,187$5,389$1,201
Effective Tax Rate16.3%19.2%2.9%

$60,000

Gross$60,000
Take-Home$50,249
You Keep83.7%

$80,000

Gross$80,000
Take-Home$64,666
You Keep80.8%

Salary Jump Take-Home Impact

Salary JumpGross DiffTake-Home Diff
$40k → $50k+$10,000+$8,035
$50k → $65k+$15,000+$11,900
$65k → $80k+$15,000+$10,553
$80k → $100k+$20,000+$14,070
$100k → $130k+$30,000+$20,872
$130k → $175k+$45,000+$30,758

* Based on single filer in a no-tax state (Texas). The "% Kept" shows how much of your raise you actually take home.

Why Take-Home Differs From Gross

Due to progressive taxation in the US, each dollar you earn may be taxed at a different rate. A $20,000 raise doesn't mean $20,000 more in your pocket. If you're in the 22% tax bracket, you'll keep about 70-75% of that raise after federal tax and FICA.

Marginal vs Effective Tax Rate

Your marginal rate is what you pay on your next dollar earned. Your effective rate is your total tax divided by total income. When comparing salary offers, use the marginal rate to estimate how much of a raise you'll keep.

Consider Total Compensation

When comparing job offers, don't just look at salary. Consider 401(k) matching, health insurance premiums, stock options, bonuses, and other benefits. A lower salary with great benefits might have higher total value.