Social Security Disability (SSDI)
SSDI provides monthly income to workers who become disabled and can no longer work. Benefits are based on your lifetime earnings before the disability began. You must have worked long enough and recently enough to qualify.
Eligibility Criteria
You may be eligible for Social Security Disability (SSDI) if:
- Have a medical condition expected to last at least 12 months or result in death
- Unable to work due to the disability
- Earned enough work credits based on age when disabled
- Generally need 20 credits in the last 10 years
- Not currently performing substantial gainful activity
How to Apply
Apply online at ssa.gov/disability or call 1-800-772-1213 to start your application. Gather medical records and treatment history before applying.
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Disability Benefits
Up to $3,822/month
Up to $45,864/year
Key Facts About Social Security Disability (SSDI)
- Rates shown are for 2025 and are subject to annual adjustments
- Eligibility may depend on your income, assets, and circumstances
- Payment frequency and amounts vary by program and individual circumstances
Tips for Applying
- 1.Gather all required documents before starting (ID, Social Security numbers, proof of income)
- 2.Keep copies of everything you submit and note reference numbers
- 3.Apply as soon as you think you're eligible - processing takes time
- 4.If denied, you have the right to appeal - many initial denials are overturned
More About Social Security Disability (SSDI)
Social Security Disability (SSDI) is a US federal benefit program designed to provide financial support for disability benefits. SSDI provides monthly income to workers who become disabled and can no longer work. Benefits are based on your lifetime earnings before the disability began. You must have worked long enough and recently enough to qualify.
The current amount for Social Security Disability (SSDI) is Up to $3,822/month (approximately Up to $45,864/year annually). Rates are typically reviewed annually and may change based on cost-of-living adjustments.
Who administers Social Security Disability (SSDI)?
Social Security Disability (SSDI) is administered by the Social Security Administration (SSA). You can apply online at ssa.gov or by calling 1-800-772-1213.
Can I receive Social Security Disability (SSDI) with other benefits?
Whether you can receive Social Security Disability (SSDI) alongside other benefits depends on your circumstances. Some benefits may affect others - for example, receiving certain income may reduce means-tested benefits. Check with the administering agency for specific rules.
Use our salary calculator to understand your overall income, including how benefits might supplement your earnings from employment.
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Use our salary calculator to see how benefits fit into your overall income picture.
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